ZIP
62859
IL · County 17065 · pop 5,199 (population)
31.3
Opportunity Index
EARLY_SIGNALNational rank #19113
Why This ZIP
ZIP 62859 ranks #19113 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 62859 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17065 — ZIP 62859 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17065 — ZIP 62859 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17065 — ZIP 62859 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 13.0 |
| Vacancy | 11.9 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.4 |
| Construction Pressure | 50.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19113
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp28.9
Pulse score32.9
Signal Breakdown — 10 Categories
Vacancy
11.9
Auction / REO
—
Construction Pressure
50.0
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
68.4
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
11.9%
Bank Score
68.4
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 62859 | 32.9 | 12.2 | 0.0 | — |
| County 17065 | 32.6 | 12.5 | 0.0 | 5.4 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 62869 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 55 | 19 |
| 62890 | 36.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 13 |
| 62930 | 36.1 | WATCHLIST | VACANCY | 56 | 15 |
| 62835 | 35.3 | WATCHLIST | VACANCY | 53 | 18 |
| 62828 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 62895 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 62810 | 30.9 | EARLY_SIGNAL | VACANCY | — | 13 |
| 62935 | 30.6 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 62860 | 30.1 | WEAK | VACANCY | — | 13 |
| 62887 | 28.5 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/62859
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.