ZIP
64494
MO · County 29003 · pop 1,066 (population)
34.3
Opportunity Index
EARLY_SIGNALNational rank #11244
Why This ZIP
ZIP 64494 ranks #11244 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 64494 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29003 — ZIP 64494 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29003 — ZIP 64494 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29003 — ZIP 64494 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 15.0 |
| Property Stress | 13.0 |
| Vacancy | 11.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 71.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#11244
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp28.3
Pulse score38.3
Signal Breakdown — 10 Categories
Vacancy
11.7
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
71.6
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
11.7%
Bank Score
71.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 64494 | 38.3 | 11.8 | 0.0 | — |
| County 29003 | 29.4 | 12.2 | 0.0 | 21.9 |
| MO state avg | 31.0 | 15.1 | 0.0 | 32.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 64507 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 49 | 14 |
| 64505 | 36.1 | WATCHLIST | VACANCY | 48 | 13 |
| 64483 | 32.2 | EARLY_SIGNAL | VACANCY | — | 13 |
| 64485 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 64421 | 31.6 | EARLY_SIGNAL | VACANCY | — | 13 |
| 64459 | 31.4 | EARLY_SIGNAL | VACANCY | — | 13 |
| 64480 | 31.4 | EARLY_SIGNAL | VACANCY | — | 13 |
| 64463 | 30.2 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 64449 | 29.9 | WEAK | VACANCY | — | 13 |
| 64427 | 29.9 | WEAK | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/64494
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.