ZIP
65631
MO · County 29043 · pop 6,175 (population)
32.8
Opportunity Index
EARLY_SIGNALNational rank #14985
Why This ZIP
ZIP 65631 ranks #14985 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 65631 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29043 — ZIP 65631 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29043 — ZIP 65631 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29043 — ZIP 65631 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.4 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 11.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.4 |
| Construction Pressure | 43.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#14985
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp36.3
Pulse score30.5
Signal Breakdown — 10 Categories
Vacancy
2.7
Auction / REO
—
Construction Pressure
43.8
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
44.4
Bank Institutional
68.4
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
7.5
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
2.7%
Bank Score
68.4
Insurance Score
0.0
Listings Discount
44.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 65631 | 30.5 | 10.0 | 0.0 | 44.4 |
| County 29043 | 26.8 | 8.0 | 0.0 | 35.1 |
| MO state avg | 31.1 | 15.4 | 0.0 | 32.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 65652 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 18 |
| 65753 | 33.6 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 9 |
| 65737 | 33.4 | EARLY_SIGNAL | VACANCY | 36 | 18 |
| 65742 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 15 |
| 65738 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 14 |
| 65629 | 31.2 | EARLY_SIGNAL | VACANCY | 39 | 8 |
| 65610 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 11 |
| 65721 | 29.9 | WEAK | BANK_INSTITUTIONAL | 38 | 8 |
| 65714 | 29.8 | WEAK | BANK_INSTITUTIONAL | 37 | 9 |
| 65669 | 29.4 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/65631
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.