ZIP
65712
MO · County 29109 · pop 8,910 (population)
31.9
Opportunity Index
EARLY_SIGNALNational rank #17508
Why This ZIP
ZIP 65712 ranks #17508 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 65712 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29109 — ZIP 65712 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29109 — ZIP 65712 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29109 — ZIP 65712 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 39.6 |
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.1 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#17508
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp37.4
Pulse score28.3
Signal Breakdown — 10 Categories
Vacancy
9.9
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
39.6
Bank Institutional
58.1
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
86.1
Price Cut %
14.6%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
9.9%
Bank Score
58.1
Insurance Score
0.0
Listings Discount
39.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 65712 | 28.3 | 15.9 | 0.0 | 39.6 |
| County 29109 | 28.8 | 17.6 | 0.0 | 36.7 |
| MO state avg | 31.1 | 15.4 | 0.0 | 32.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 64862 | 40.9 | STRONG_BUY | VACANCY | 58 | 16 |
| 64748 | 40.6 | PEAK_OPPORTUNITY | VACANCY | 54 | 18 |
| 65705 | 35.9 | WATCHLIST | VACANCY | 48 | 17 |
| 65708 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 21 |
| 65604 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 15 |
| 65723 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 19 |
| 65605 | 35.1 | WATCHLIST | VACANCY | 45 | 20 |
| 65769 | 34.3 | WATCHLIST | VACANCY | 50 | 20 |
| 65738 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 14 |
| 65682 | 31.8 | EARLY_SIGNAL | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/65712
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.