ZIP
65746
MO · County 29225 · pop 8,302 (population)
33.6
Opportunity Index
WATCHLISTNational rank #12989
Why This ZIP
ZIP 65746 ranks #12989 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 65746 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29225 — ZIP 65746 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29225 — ZIP 65746 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29225 — ZIP 65746 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 40.4 |
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 65.7 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12989
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp37.0
Pulse score31.4
Signal Breakdown — 10 Categories
Vacancy
8.9
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
40.4
Bank Institutional
65.7
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
109.6
Price Cut %
10.5%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
8.9%
Bank Score
65.7
Insurance Score
0.0
Listings Discount
40.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 65746 | 31.4 | 19.6 | 0.0 | 40.4 |
| County 29225 | 31.0 | 18.1 | 0.0 | 39.8 |
| MO state avg | 31.1 | 15.4 | 0.0 | 32.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 65648 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 15 |
| 65652 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 18 |
| 65706 | 34.9 | WATCHLIST | VACANCY | 45 | 20 |
| 65713 | 33.3 | EARLY_SIGNAL | VACANCY | 45 | 20 |
| 65742 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 15 |
| 65757 | 29.4 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 65644 | 29.4 | WEAK | LISTINGS_DISCOUNT | 38 | 15 |
| 65632 | 29.2 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/65746
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.