ZIP
68854
NE · County 31081 · pop 679 (population)
37.7
Opportunity Index
PEAK_OPPORTUNITYNational rank #4683
Why This ZIP
ZIP 68854 ranks #4683 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 37.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 68854 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 31081 — ZIP 68854 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 31081 — ZIP 68854 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 31081 — ZIP 68854 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 43.5 |
| Foreclosure / Delinquency | 21.0 |
| Vacancy | 20.9 |
▼ Top 3 Risk Signals
| Bank Institutional | 66.7 |
| Construction Pressure | 45.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4683
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp37.5
Pulse score37.8
Signal Breakdown — 10 Categories
Vacancy
20.9
Auction / REO
—
Construction Pressure
45.8
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
43.5
Bank Institutional
66.7
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
20.9%
Bank Score
66.7
Insurance Score
0.0
Listings Discount
43.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 68854 | 37.8 | 17.1 | 0.0 | 43.5 |
| County 31081 | 31.6 | 16.1 | 0.0 | 30.7 |
| NE state avg | 30.4 | 13.3 | 0.0 | 28.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 68841 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 17 |
| 68818 | 36.2 | WATCHLIST | VACANCY | 44 | 17 |
| 68980 | 36.1 | WATCHLIST | LISTINGS_DISCOUNT | 56 | 12 |
| 68628 | 35.5 | EARLY_SIGNAL | VACANCY | — | 17 |
| 68654 | 34.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 68846 | 34.3 | EARLY_SIGNAL | VACANCY | — | 17 |
| 68979 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 25 |
| 68319 | 32.1 | EARLY_SIGNAL | VACANCY | — | 12 |
| 68843 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 68371 | 29.8 | WEAK | BANK_INSTITUTIONAL | — | 13 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/68854
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.