ZIP
68949
NE · County 31137 · pop 6,695 (population)
26.5
Opportunity Index
WEAKNational rank #29841
Why This ZIP
ZIP 68949 ranks #29841 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 68949 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 31137 — ZIP 68949 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 31137 — ZIP 68949 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 31137 — ZIP 68949 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 18.5 |
| Foreclosure / Delinquency | 8.0 |
| Vacancy | 7.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 73.1 |
| Bank Institutional | 51.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#29841
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp28.5
Pulse score25.1
Signal Breakdown — 10 Categories
Vacancy
7.5
Auction / REO
—
Construction Pressure
73.1
FL Deep Bonus
—
Property Stress
7.0
HOA / Federal Liens
—
Listings Discount
18.5
Bank Institutional
51.4
Insurance Distress
0.0
Foreclosure / Delinquency
8.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.5%
Bank Score
51.4
Insurance Score
0.0
Listings Discount
18.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 68949 | 25.1 | 5.9 | 0.0 | 18.5 |
| County 31137 | 26.3 | 6.3 | 0.0 | 23.6 |
| NE state avg | 30.7 | 14.2 | 0.0 | 28.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 68863 | 41.8 | STRONG_BUY | BANK_INSTITUTIONAL | 62 | 14 |
| 68927 | 35.5 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 9 |
| 68982 | 33.5 | EARLY_SIGNAL | VACANCY | — | 12 |
| 68940 | 33.1 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 56 | 6 |
| 68845 | 30.1 | WEAK | BANK_INSTITUTIONAL | 38 | 8 |
| 68836 | 29.8 | WEAK | BANK_INSTITUTIONAL | — | 9 |
| 68958 | 27.4 | WEAK | BANK_INSTITUTIONAL | — | 6 |
| 68923 | 24.1 | WEAK | BANK_INSTITUTIONAL | — | 5 |
| 68924 | 24.0 | WEAK | BANK_INSTITUTIONAL | — | 5 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/68949
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.