ZIP
72120
AR · County 05119 · pop 33,393 (population)
38.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #3706
Why This ZIP
ZIP 72120 ranks #3706 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 43.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 72120 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 05119 — ZIP 72120 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 05119 — ZIP 72120 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 05119 — ZIP 72120 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 49.3 |
| Foreclosure / Delinquency | 20.0 |
| Property Stress | 19.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 79.0 |
| Bank Institutional | 53.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3706
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp43.0
Pulse score35.5
Signal Breakdown — 10 Categories
Vacancy
7.0
Auction / REO
—
Construction Pressure
79.0
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
49.3
Bank Institutional
53.6
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
95.2
Price Cut %
6.5%
Short-Sale Listings
8
Auction Events 90d
—
Vacancy %
7.0%
Bank Score
53.6
Insurance Score
0.0
Listings Discount
49.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 72120 | 35.5 | 19.6 | 0.0 | 49.3 |
| County 05119 | 35.9 | 20.8 | 0.0 | 41.4 |
| AR state avg | 34.8 | 21.7 | 1.5 | 35.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 72126 | 42.4 | STRONG_BUY | VACANCY | 54 | 18 |
| 72206 | 41.4 | STRONG_BUY | VACANCY | 51 | 20 |
| 72118 | 40.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 20 |
| 72209 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 51 | 20 |
| 72046 | 39.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 58 | 18 |
| 72117 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 46 | 20 |
| 72201 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 38 | 20 |
| 72106 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 45 | 14 |
| 72204 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 41 | 20 |
| 72205 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 41 | 20 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/72120
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.