ZIP
74036
OK · County 40131 · pop 7,456 (population)
38.0
Opportunity Index
PEAK_OPPORTUNITYNational rank #4236
Why This ZIP
ZIP 74036 ranks #4236 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 41.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 74036 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40131 — ZIP 74036 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40131 — ZIP 74036 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40131 — ZIP 74036 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 50.6 |
| Property Stress | 13.0 |
| Vacancy | 10.4 |
▼ Top 3 Risk Signals
| Construction Pressure | 96.3 |
| Bank Institutional | 55.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4236
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp41.7
Pulse score35.6
Signal Breakdown — 10 Categories
Vacancy
10.4
Auction / REO
—
Construction Pressure
96.3
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
50.6
Bank Institutional
55.9
Insurance Distress
0.0
Foreclosure / Delinquency
9.0
Top-Line Metrics
Avg DOM (days)
110.8
Price Cut %
6.7%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
10.4%
Bank Score
55.9
Insurance Score
0.0
Listings Discount
50.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74036 | 35.6 | 11.2 | 0.0 | 50.6 |
| County 40131 | 31.8 | 10.1 | 0.0 | 40.9 |
| OK state avg | 32.8 | 17.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74016 | 41.2 | STRONG_BUY | VACANCY | 55 | 15 |
| 74053 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 12 |
| 74019 | 35.1 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 12 |
| 74361 | 34.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 21 |
| 74080 | 34.3 | WATCHLIST | VACANCY | 43 | 12 |
| 74021 | 34.3 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 12 |
| 74332 | 33.8 | EARLY_SIGNAL | VACANCY | — | 17 |
| 74017 | 33.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 12 |
| 74055 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 44 | 12 |
| 74015 | 29.5 | WEAK | BANK_INSTITUTIONAL | 21 | 11 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/74036
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.