ZIP
74361
OK · County 40097 · pop 17,582 (population)
34.6
Opportunity Index
EARLY_SIGNALNational rank #10585
Why This ZIP
ZIP 74361 ranks #10585 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 74361 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40097 — ZIP 74361 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40097 — ZIP 74361 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40097 — ZIP 74361 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 30.2 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 21.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 67.5 |
| Bank Institutional | 55.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10585
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp35.3
Pulse score34.1
Signal Breakdown — 10 Categories
Vacancy
10.2
Auction / REO
—
Construction Pressure
67.5
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
30.2
Bank Institutional
55.3
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
108.6
Price Cut %
12.5%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
10.2%
Bank Score
55.3
Insurance Score
0.0
Listings Discount
30.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74361 | 34.1 | 21.7 | 0.0 | 30.2 |
| County 40097 | 35.5 | 20.7 | 0.0 | 30.0 |
| OK state avg | 32.8 | 17.2 | 0.0 | 36.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74016 | 41.2 | STRONG_BUY | VACANCY | 55 | 15 |
| 74364 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 50 | 21 |
| 74337 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 48 | 20 |
| 74036 | 38.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 13 |
| 74352 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 40 | 20 |
| 74349 | 37.7 | OVERHEATED | VACANCY | — | 19 |
| 74365 | 37.0 | OVERHEATED | VACANCY | 31 | 22 |
| 74330 | 36.6 | OVERHEATED | VACANCY | — | 21 |
| 74340 | 36.6 | OVERHEATED | VACANCY | — | 21 |
| 74350 | 36.3 | EARLY_SIGNAL | VACANCY | — | 21 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/74361
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.