ZIP
74365
OK · County 40097 · pop 4,473 (population)
37.0
Opportunity Index
OVERHEATEDNational rank #5665
Why This ZIP
ZIP 74365 ranks #5665 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 34.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 74365 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40097 — ZIP 74365 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40097 — ZIP 74365 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40097 — ZIP 74365 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 30.6 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 22.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 70.8 |
| Bank Institutional | 63.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5665
PhaseOVERHEATED
Primary driverVACANCY
Capital opp34.0
Pulse score39.0
Signal Breakdown — 10 Categories
Vacancy
19.0
Auction / REO
—
Construction Pressure
70.8
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
30.6
Bank Institutional
63.3
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
148.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
19.0%
Bank Score
63.3
Insurance Score
0.0
Listings Discount
30.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74365 | 39.0 | 22.0 | 0.0 | 30.6 |
| County 40097 | 35.5 | 20.7 | 0.0 | 30.0 |
| OK state avg | 32.8 | 17.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74016 | 41.2 | STRONG_BUY | VACANCY | 55 | 15 |
| 74364 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 50 | 21 |
| 74337 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 48 | 20 |
| 74036 | 38.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 13 |
| 74352 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 40 | 20 |
| 74349 | 37.7 | OVERHEATED | VACANCY | — | 19 |
| 74340 | 36.6 | OVERHEATED | VACANCY | — | 21 |
| 74330 | 36.6 | OVERHEATED | VACANCY | — | 21 |
| 74350 | 36.3 | EARLY_SIGNAL | VACANCY | — | 21 |
| 74301 | 35.8 | EARLY_SIGNAL | VACANCY | 29 | 17 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/74365
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.