ZIP
74085
OK · County 40119 · pop 2,391 (population)
36.8
Opportunity Index
OVERHEATEDNational rank #6074
Why This ZIP
ZIP 74085 ranks #6074 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 29.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 74085 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40119 — ZIP 74085 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40119 — ZIP 74085 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40119 — ZIP 74085 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 23.0 |
| Property Stress | 21.0 |
| Vacancy | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 73.2 |
| Construction Pressure | 63.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6074
PhaseOVERHEATED
Primary driverVACANCY
Capital opp29.6
Pulse score41.6
Signal Breakdown — 10 Categories
Vacancy
18.0
Auction / REO
—
Construction Pressure
63.3
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
73.2
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
18.0%
Bank Score
73.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74085 | 41.6 | 21.5 | 0.0 | — |
| County 40119 | 32.8 | 20.2 | 0.0 | 18.3 |
| OK state avg | 32.8 | 17.2 | 0.0 | 36.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74030 | 43.5 | STRONG_BUY | VACANCY | 61 | 23 |
| 73027 | 42.0 | STRONG_BUY | VACANCY | 64 | 21 |
| 74032 | 37.7 | OVERHEATED | VACANCY | — | 22 |
| 74023 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 42 | 19 |
| 74045 | 35.9 | EARLY_SIGNAL | VACANCY | — | 20 |
| 74062 | 33.6 | EARLY_SIGNAL | VACANCY | — | 21 |
| 74078 | 33.5 | EARLY_SIGNAL | VACANCY | — | 12 |
| 74074 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 24 | 21 |
| 74059 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 73073 | 31.1 | EARLY_SIGNAL | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/74085
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.