ZIP
74346
OK · County 40041 · pop 8,244 (population)
37.9
Opportunity Index
OVERHEATEDNational rank #4381
Why This ZIP
ZIP 74346 ranks #4381 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 31.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 74346 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40041 — ZIP 74346 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40041 — ZIP 74346 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40041 — ZIP 74346 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 26.0 |
| Vacancy | 24.0 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 76.2 |
| Bank Institutional | 63.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#4381
PhaseOVERHEATED
Primary driverVACANCY
Capital opp31.8
Pulse score41.9
Signal Breakdown — 10 Categories
Vacancy
24.0
Auction / REO
—
Construction Pressure
76.2
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
63.9
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
24.0%
Bank Score
63.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74346 | 41.9 | 23.0 | 0.0 | — |
| County 40041 | 39.9 | 22.4 | 0.0 | 17.6 |
| OK state avg | 32.8 | 17.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74347 | 44.3 | STRONG_BUY | VACANCY | 56 | 22 |
| 74364 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 50 | 21 |
| 74344 | 38.0 | OVERHEATED | VACANCY | 33 | 23 |
| 74338 | 37.2 | OVERHEATED | BANK_INSTITUTIONAL | — | 23 |
| 74365 | 37.0 | OVERHEATED | VACANCY | 31 | 22 |
| 74370 | 36.9 | PEAK_OPPORTUNITY | VACANCY | 44 | 15 |
| 74331 | 36.5 | OVERHEATED | VACANCY | — | 20 |
| 74359 | 35.3 | EARLY_SIGNAL | VACANCY | — | 22 |
| 74342 | 35.1 | EARLY_SIGNAL | VACANCY | — | 23 |
| 74366 | 34.3 | EARLY_SIGNAL | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/74346
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.