ZIP
74824
OK · County 40081 · pop 1,448 (population)
31.2
Opportunity Index
EARLY_SIGNALNational rank #19383
Why This ZIP
ZIP 74824 ranks #19383 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 74824 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40081 — ZIP 74824 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40081 — ZIP 74824 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40081 — ZIP 74824 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 19.0 |
| Vacancy | 14.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 53.9 |
| Bank Institutional | 28.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19383
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.2
Pulse score26.5
Signal Breakdown — 10 Categories
Vacancy
14.5
Auction / REO
—
Construction Pressure
53.9
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
28.0
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
14.5%
Bank Score
28.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74824 | 26.5 | 19.2 | 0.0 | — |
| County 40081 | 33.4 | 20.2 | 0.0 | 33.2 |
| OK state avg | 33.2 | 18.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74851 | 40.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 21 |
| 74864 | 40.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 21 |
| 74881 | 38.2 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 56 | 19 |
| 74023 | 38.0 | PEAK_OPPORTUNITY | VACANCY | 42 | 21 |
| 74028 | 36.8 | PEAK_OPPORTUNITY | VACANCY | 43 | 25 |
| 74834 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 19 |
| 74869 | 35.5 | WATCHLIST | LISTINGS_DISCOUNT | 50 | 19 |
| 74832 | 33.5 | EARLY_SIGNAL | VACANCY | — | 19 |
| 73054 | 33.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 73045 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 28 | 20 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/74824
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.