ZIP
74028
OK · County 40037 · pop 1,574 (population)
36.1
Opportunity Index
WATCHLISTNational rank #7310
Why This ZIP
ZIP 74028 ranks #7310 nationally with phase WATCHLIST. Primary driver: VACANCY. Capital opportunity score is 45.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 74028 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40037 — ZIP 74028 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40037 — ZIP 74028 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40037 — ZIP 74028 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.5 |
| Property Stress | 23.0 |
| Foreclosure / Delinquency | 22.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 39.2 |
| Bank Institutional | 28.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7310
PhaseWATCHLIST
Primary driverVACANCY
Capital opp45.9
Pulse score29.6
Signal Breakdown — 10 Categories
Vacancy
15.6
Auction / REO
—
Construction Pressure
39.2
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
42.5
Bank Institutional
28.5
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
80.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
15.6%
Bank Score
28.5
Insurance Score
0.0
Listings Discount
42.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74028 | 29.6 | 23.3 | 0.0 | 42.5 |
| County 40037 | 35.8 | 22.6 | 0.0 | 37.8 |
| OK state avg | 32.8 | 17.2 | 0.0 | 36.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74030 | 43.5 | STRONG_BUY | VACANCY | 61 | 23 |
| 74044 | 41.2 | STRONG_BUY | BANK_INSTITUTIONAL | 55 | 24 |
| 74010 | 38.4 | PEAK_OPPORTUNITY | VACANCY | 46 | 23 |
| 74066 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 44 | 23 |
| 74085 | 36.8 | OVERHEATED | VACANCY | — | 21 |
| 74047 | 36.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 15 |
| 74421 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 15 |
| 74063 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 17 |
| 74039 | 35.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
| 74041 | 34.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/74028
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.