ZIP
74039
OK · County 40037 · pop 3,961 (population)
35.8
Opportunity Index
EARLY_SIGNALNational rank #7859
Why This ZIP
ZIP 74039 ranks #7859 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 74039 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40037 — ZIP 74039 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40037 — ZIP 74039 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40037 — ZIP 74039 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 25.0 |
| Foreclosure / Delinquency | 24.0 |
| Vacancy | 12.3 |
▼ Top 3 Risk Signals
| Bank Institutional | 74.2 |
| Construction Pressure | 39.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#7859
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp30.2
Pulse score39.5
Signal Breakdown — 10 Categories
Vacancy
12.3
Auction / REO
—
Construction Pressure
39.2
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
74.2
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
12.3%
Bank Score
74.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74039 | 39.5 | 24.9 | 0.0 | — |
| County 40037 | 36.5 | 24.1 | 0.0 | 37.8 |
| OK state avg | 33.2 | 18.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74030 | 44.1 | STRONG_BUY | VACANCY | 61 | 25 |
| 74044 | 41.6 | STRONG_BUY | BANK_INSTITUTIONAL | 55 | 25 |
| 74010 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 46 | 25 |
| 74066 | 37.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 44 | 25 |
| 74085 | 37.5 | OVERHEATED | VACANCY | — | 23 |
| 74047 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 16 |
| 74028 | 36.8 | PEAK_OPPORTUNITY | VACANCY | 43 | 25 |
| 74421 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 15 |
| 74063 | 35.6 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 18 |
| 74041 | 34.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 25 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/74039
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.