ZIP
74831
OK · County 40087 · pop 713 (population)
37.0
Opportunity Index
PEAK_OPPORTUNITYNational rank #5665
Why This ZIP
ZIP 74831 ranks #5665 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 49.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 74831 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40087 — ZIP 74831 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40087 — ZIP 74831 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40087 — ZIP 74831 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 55.7 |
| Vacancy | 22.1 |
| Property Stress | 13.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 44.8 |
| Bank Institutional | 29.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5665
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp49.0
Pulse score29.0
Signal Breakdown — 10 Categories
Vacancy
22.1
Auction / REO
—
Construction Pressure
44.8
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
55.7
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
10.0
Top-Line Metrics
Avg DOM (days)
7.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
22.1%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
55.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74831 | 29.0 | 11.9 | 0.0 | 55.7 |
| County 40087 | 28.2 | 12.4 | 0.0 | 30.5 |
| OK state avg | 32.8 | 17.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 73002 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 58 | 16 |
| 74872 | 36.4 | PEAK_OPPORTUNITY | VACANCY | 45 | 20 |
| 73010 | 34.5 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 14 |
| 73065 | 33.9 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 12 |
| 73057 | 32.6 | EARLY_SIGNAL | VACANCY | — | 18 |
| 73052 | 31.8 | EARLY_SIGNAL | VACANCY | 26 | 17 |
| 73074 | 30.9 | EARLY_SIGNAL | VACANCY | — | 19 |
| 73072 | 30.7 | WEAK | BANK_INSTITUTIONAL | 38 | 15 |
| 73093 | 29.6 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 73080 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 12 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/74831
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.