ZIP
74855
OK · County 40081 · pop 4,292 (population)
32.0
Opportunity Index
EARLY_SIGNALNational rank #17232
Why This ZIP
ZIP 74855 ranks #17232 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 74855 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40081 — ZIP 74855 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40081 — ZIP 74855 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40081 — ZIP 74855 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 21.0 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 70.1 |
| Bank Institutional | 60.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#17232
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp30.1
Pulse score33.2
Signal Breakdown — 10 Categories
Vacancy
9.9
Auction / REO
—
Construction Pressure
70.1
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
21.0
Bank Institutional
60.4
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
9.9%
Bank Score
60.4
Insurance Score
0.0
Listings Discount
21.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74855 | 33.2 | 19.2 | 0.0 | 21.0 |
| County 40081 | 33.4 | 20.2 | 0.0 | 33.2 |
| OK state avg | 33.2 | 18.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74851 | 40.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 21 |
| 74864 | 40.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 21 |
| 74881 | 38.2 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 56 | 19 |
| 74023 | 38.0 | PEAK_OPPORTUNITY | VACANCY | 42 | 21 |
| 74028 | 36.8 | PEAK_OPPORTUNITY | VACANCY | 43 | 25 |
| 74834 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 19 |
| 74869 | 35.5 | WATCHLIST | LISTINGS_DISCOUNT | 50 | 19 |
| 73054 | 33.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 74832 | 33.5 | EARLY_SIGNAL | VACANCY | — | 19 |
| 73045 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 28 | 20 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/74855
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.