ZIP
74946
OK · County 40135 · pop 35 (population)
31.1
Opportunity Index
EARLY_SIGNALNational rank #19631
Why This ZIP
ZIP 74946 ranks #19631 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 36.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 74946 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40135 — ZIP 74946 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40135 — ZIP 74946 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40135 — ZIP 74946 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 51.7 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 52.8 |
| Bank Institutional | 33.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19631
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp36.3
Pulse score27.7
Signal Breakdown — 10 Categories
Vacancy
51.7
Auction / REO
—
Construction Pressure
52.8
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
33.5
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
51.7%
Bank Score
33.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74946 | 27.7 | 15.0 | 0.0 | — |
| County 40135 | 37.3 | 18.2 | 0.0 | 35.9 |
| OK state avg | 32.8 | 17.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74962 | 39.4 | PEAK_OPPORTUNITY | VACANCY | 45 | 18 |
| 74955 | 38.4 | PEAK_OPPORTUNITY | VACANCY | 50 | 18 |
| 74948 | 37.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 18 |
| 74435 | 35.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 74954 | 33.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 74945 | 32.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 74936 | 31.4 | EARLY_SIGNAL | VACANCY | — | 18 |
| 74931 | 28.5 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/74946
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.