ZIP
74948
OK · County 40135 · pop 11,946 (population)
37.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #4926
Why This ZIP
ZIP 74948 ranks #4926 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 74948 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40135 — ZIP 74948 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40135 — ZIP 74948 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40135 — ZIP 74948 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.4 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 76.0 |
| Construction Pressure | 52.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4926
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp35.3
Pulse score39.0
Signal Breakdown — 10 Categories
Vacancy
14.0
Auction / REO
—
Construction Pressure
52.2
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
42.4
Bank Institutional
76.0
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
68.4
Price Cut %
6.7%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
14.0%
Bank Score
76.0
Insurance Score
0.0
Listings Discount
42.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74948 | 39.0 | 18.2 | 0.0 | 42.4 |
| County 40135 | 37.3 | 18.2 | 0.0 | 35.9 |
| OK state avg | 32.8 | 17.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74962 | 39.4 | PEAK_OPPORTUNITY | VACANCY | 45 | 18 |
| 74955 | 38.4 | PEAK_OPPORTUNITY | VACANCY | 50 | 18 |
| 74435 | 35.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 74954 | 33.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 74945 | 32.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 74936 | 31.4 | EARLY_SIGNAL | VACANCY | — | 18 |
| 74946 | 31.1 | EARLY_SIGNAL | VACANCY | — | 15 |
| 74931 | 28.5 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/74948
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.