ZIP
74960
OK · County 40001 · pop 11,964 (population)
34.0
Opportunity Index
WATCHLISTNational rank #11961
Why This ZIP
ZIP 74960 ranks #11961 nationally with phase WATCHLIST. Primary driver: VACANCY. Capital opportunity score is 36.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 74960 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40001 — ZIP 74960 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40001 — ZIP 74960 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40001 — ZIP 74960 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.7 |
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 69.8 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#11961
PhaseWATCHLIST
Primary driverVACANCY
Capital opp36.3
Pulse score32.5
Signal Breakdown — 10 Categories
Vacancy
14.2
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
42.7
Bank Institutional
69.8
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
140.0
Price Cut %
16.0%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
14.2%
Bank Score
69.8
Insurance Score
0.0
Listings Discount
42.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74960 | 32.5 | 15.4 | 0.0 | 42.7 |
| County 40001 | 32.0 | 15.6 | 0.0 | 38.9 |
| OK state avg | 32.8 | 17.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74347 | 44.3 | STRONG_BUY | VACANCY | 56 | 22 |
| 74948 | 37.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 18 |
| 74338 | 37.2 | OVERHEATED | BANK_INSTITUTIONAL | — | 23 |
| 74965 | 36.4 | PEAK_OPPORTUNITY | VACANCY | 51 | 16 |
| 74457 | 33.4 | EARLY_SIGNAL | VACANCY | — | 17 |
| 74931 | 28.5 | WEAK | VACANCY | — | 17 |
| 74964 | 27.8 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/74960
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.