ZIP
75420
TX · County 48223 · pop 1,390 (population)
32.1
Opportunity Index
EARLY_SIGNALNational rank #16945
Why This ZIP
ZIP 75420 ranks #16945 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 75420 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48223 — ZIP 75420 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48223 — ZIP 75420 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48223 — ZIP 75420 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 30.0 |
| Property Stress | 21.0 |
| Vacancy | 8.3 |
▼ Top 3 Risk Signals
| Construction Pressure | 71.2 |
| Bank Institutional | 29.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#16945
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.3
Pulse score27.9
Signal Breakdown — 10 Categories
Vacancy
8.3
Auction / REO
—
Construction Pressure
71.2
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.3%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75420 | 27.9 | 23.4 | 0.0 | — |
| County 48223 | 33.9 | 23.0 | 0.0 | 15.9 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75472 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 48 | 20 |
| 75497 | 37.2 | OVERHEATED | VACANCY | 35 | 16 |
| 75494 | 36.8 | OVERHEATED | VACANCY | 34 | 16 |
| 75478 | 36.7 | PEAK_OPPORTUNITY | VACANCY | 45 | 20 |
| 75440 | 36.7 | OVERHEATED | VACANCY | — | 20 |
| 75471 | 34.2 | EARLY_SIGNAL | VACANCY | — | 20 |
| 75481 | 34.2 | EARLY_SIGNAL | VACANCY | — | 20 |
| 75437 | 34.0 | EARLY_SIGNAL | VACANCY | — | 21 |
| 75431 | 33.4 | EARLY_SIGNAL | VACANCY | — | 19 |
| 75482 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 19 | 21 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/75420
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.