ZIP
75440
TX · County 48379 · pop 7,480 (population)
36.7
Opportunity Index
OVERHEATEDNational rank #6195
Why This ZIP
ZIP 75440 ranks #6195 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 33.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 75440 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48379 — ZIP 75440 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48379 — ZIP 75440 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48379 — ZIP 75440 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 20.0 |
| Vacancy | 17.6 |
▼ Top 3 Risk Signals
| Construction Pressure | 95.8 |
| Bank Institutional | 53.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6195
PhaseOVERHEATED
Primary driverVACANCY
Capital opp33.2
Pulse score39.0
Signal Breakdown — 10 Categories
Vacancy
17.6
Auction / REO
—
Construction Pressure
95.8
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
53.9
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
17.6%
Bank Score
53.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75440 | 39.0 | 20.9 | 0.0 | — |
| County 48379 | 37.8 | 20.4 | 0.0 | 20.7 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75472 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 48 | 20 |
| 75410 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 43 | 17 |
| 75497 | 37.2 | OVERHEATED | VACANCY | 35 | 16 |
| 75420 | 32.1 | EARLY_SIGNAL | VACANCY | — | 21 |
| 75453 | 30.5 | WEAK | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/75440
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.