ZIP
75604
TX · County 48183 · pop 31,714 (population)
38.2
Opportunity Index
PEAK_OPPORTUNITYNational rank #3998
Why This ZIP
ZIP 75604 ranks #3998 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 42.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 75604 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48183 — ZIP 75604 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48183 — ZIP 75604 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48183 — ZIP 75604 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.1 |
| Property Stress | 21.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 69.2 |
| Bank Institutional | 50.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3998
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp42.9
Pulse score35.1
Signal Breakdown — 10 Categories
Vacancy
9.6
Auction / REO
—
Construction Pressure
69.2
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
47.1
Bank Institutional
50.8
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
118.2
Price Cut %
22.5%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
9.6%
Bank Score
50.8
Insurance Score
0.0
Listings Discount
47.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75604 | 35.1 | 20.4 | 0.0 | 47.1 |
| County 48183 | 34.7 | 20.7 | 0.0 | 41.3 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75693 | 42.1 | STRONG_BUY | VACANCY | 56 | 21 |
| 75662 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 53 | 22 |
| 75603 | 39.4 | PEAK_OPPORTUNITY | VACANCY | 49 | 21 |
| 75647 | 38.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 21 |
| 75602 | 37.7 | PEAK_OPPORTUNITY | VACANCY | 49 | 20 |
| 75645 | 37.7 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 49 | 20 |
| 75601 | 34.8 | EARLY_SIGNAL | VACANCY | 32 | 21 |
| 75605 | 30.7 | WEAK | BANK_INSTITUTIONAL | 20 | 20 |
| 75641 | 30.6 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/75604
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.