ZIP
75643
TX · County 48365 · pop 2,072 (population)
34.8
Opportunity Index
EARLY_SIGNALNational rank #10101
Why This ZIP
ZIP 75643 ranks #10101 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 75643 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48365 — ZIP 75643 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48365 — ZIP 75643 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48365 — ZIP 75643 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 31.0 |
| Vacancy | 30.0 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 55.1 |
| Bank Institutional | 28.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#10101
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.4
Pulse score31.7
Signal Breakdown — 10 Categories
Vacancy
30.0
Auction / REO
—
Construction Pressure
55.1
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
28.0
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
30.0%
Bank Score
28.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75643 | 31.7 | 26.6 | 0.0 | — |
| County 48365 | 37.8 | 25.5 | 0.0 | 48.5 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75974 | 44.8 | STRONG_BUY | VACANCY | 58 | 30 |
| 75975 | 43.5 | STRONG_BUY | VACANCY | 56 | 33 |
| 75633 | 42.2 | STRONG_BUY | VACANCY | 53 | 24 |
| 75631 | 42.0 | STRONG_BUY | VACANCY | 59 | 24 |
| 75669 | 41.9 | STRONG_BUY | VACANCY | 60 | 24 |
| 75691 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 58 | 24 |
| 75639 | 38.4 | PEAK_OPPORTUNITY | VACANCY | 44 | 24 |
| 75652 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 50 | 25 |
| 75692 | 37.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 21 |
| 75954 | 37.8 | OVERHEATED | VACANCY | — | 33 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/75643
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.