ZIP
75954
TX · County 48419 · pop 2,976 (population)
37.8
Opportunity Index
OVERHEATEDNational rank #4547
Why This ZIP
ZIP 75954 ranks #4547 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 35.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 75954 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48419 — ZIP 75954 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48419 — ZIP 75954 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48419 — ZIP 75954 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 46.0 |
| Property Stress | 33.0 |
| Vacancy | 24.4 |
▼ Top 3 Risk Signals
| Bank Institutional | 56.9 |
| Construction Pressure | 11.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#4547
PhaseOVERHEATED
Primary driverVACANCY
Capital opp35.2
Pulse score39.6
Signal Breakdown — 10 Categories
Vacancy
24.4
Auction / REO
—
Construction Pressure
11.2
FL Deep Bonus
—
Property Stress
33.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
56.9
Insurance Distress
0.0
Foreclosure / Delinquency
46.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
24.4%
Bank Score
56.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75954 | 39.6 | 36.7 | 0.0 | — |
| County 48419 | 38.0 | 36.4 | 0.0 | 30.4 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75974 | 44.8 | STRONG_BUY | VACANCY | 58 | 30 |
| 75975 | 43.5 | STRONG_BUY | VACANCY | 56 | 33 |
| 75973 | 37.7 | OVERHEATED | VACANCY | — | 34 |
| 75972 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 42 | 26 |
| 75935 | 37.3 | OVERHEATED | VACANCY | 33 | 33 |
| 75643 | 34.8 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/75954
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.