ZIP
75862
TX · County 48455 · pop 10,030 (population)
47.1
Opportunity Index
STRONG_BUYNational rank #114
Why This ZIP
ZIP 75862 ranks #114 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 45.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 75862 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48455 — ZIP 75862 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48455 — ZIP 75862 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48455 — ZIP 75862 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 55.8 |
| Foreclosure / Delinquency | 43.0 |
| Property Stress | 34.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 67.5 |
| Construction Pressure | 53.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#114
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp45.7
Pulse score48.1
Signal Breakdown — 10 Categories
Vacancy
24.3
Auction / REO
—
Construction Pressure
53.7
FL Deep Bonus
—
Property Stress
34.0
HOA / Federal Liens
—
Listings Discount
55.8
Bank Institutional
67.5
Insurance Distress
0.0
Foreclosure / Delinquency
43.0
Top-Line Metrics
Avg DOM (days)
96.0
Price Cut %
18.3%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
24.3%
Bank Score
67.5
Insurance Score
0.0
Listings Discount
55.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75862 | 48.1 | 37.4 | 0.0 | 55.8 |
| County 48455 | 42.2 | 33.8 | 0.0 | 39.3 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75851 | 47.7 | STRONG_BUY | VACANCY | 59 | 27 |
| 75847 | 41.5 | OVERHEATED | VACANCY | — | 28 |
| 75845 | 40.0 | OVERHEATED | VACANCY | — | 38 |
| 75926 | 37.2 | OVERHEATED | VACANCY | — | 38 |
| 75904 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 22 |
| 75856 | 34.8 | EARLY_SIGNAL | VACANCY | — | 17 |
| 75865 | 29.3 | WEAK | BANK_INSTITUTIONAL | — | 24 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/75862
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.