ZIP
76266
TX · County 48121 · pop 18,246 (population)
29.7
Opportunity Index
WEAKNational rank #23204
Why This ZIP
ZIP 76266 ranks #23204 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 76266 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48121 — ZIP 76266 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48121 — ZIP 76266 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48121 — ZIP 76266 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 30.0 |
| Property Stress | 11.0 |
| Foreclosure / Delinquency | 6.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 59.2 |
| Bank Institutional | 56.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#23204
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp32.9
Pulse score27.6
Signal Breakdown — 10 Categories
Vacancy
4.5
Auction / REO
—
Construction Pressure
59.2
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
30.0
Bank Institutional
56.4
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
60.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
4.5%
Bank Score
56.4
Insurance Score
0.0
Listings Discount
30.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76266 | 27.6 | 10.5 | 0.0 | 30.0 |
| County 48121 | 27.2 | 10.7 | 0.0 | 21.7 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76078 | 33.6 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 10 |
| 76259 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 11 |
| 76052 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 11 |
| 76249 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 11 |
| 76227 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 12 |
| 75033 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 12 |
| 75093 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 12 |
| 76272 | 31.2 | EARLY_SIGNAL | VACANCY | 33 | 12 |
| 75036 | 30.8 | WEAK | BANK_INSTITUTIONAL | 35 | 12 |
| 75009 | 30.1 | WEAK | BANK_INSTITUTIONAL | 28 | 12 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/76266
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.