ZIP
76309
TX · County 48485 · pop 13,344 (population)
37.1
Opportunity Index
PEAK_OPPORTUNITYNational rank #5584
Why This ZIP
ZIP 76309 ranks #5584 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 39.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 76309 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48485 — ZIP 76309 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48485 — ZIP 76309 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48485 — ZIP 76309 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.4 |
| Foreclosure / Delinquency | 18.0 |
| Vacancy | 14.9 |
▼ Top 3 Risk Signals
| Construction Pressure | 66.4 |
| Bank Institutional | 58.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5584
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp39.8
Pulse score35.3
Signal Breakdown — 10 Categories
Vacancy
14.9
Auction / REO
—
Construction Pressure
66.4
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
47.4
Bank Institutional
58.5
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
55.3
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
14.9%
Bank Score
58.5
Insurance Score
0.0
Listings Discount
47.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76309 | 35.3 | 14.4 | 0.0 | 47.4 |
| County 48485 | 32.5 | 14.3 | 0.0 | 32.9 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76306 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 51 | 13 |
| 76354 | 36.6 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 51 | 13 |
| 76301 | 35.9 | WATCHLIST | VACANCY | 41 | 13 |
| 76360 | 33.5 | EARLY_SIGNAL | VACANCY | — | 13 |
| 76310 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 13 |
| 76305 | 32.8 | EARLY_SIGNAL | VACANCY | 30 | 17 |
| 76308 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 12 |
| 76367 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 76302 | 29.8 | WEAK | BANK_INSTITUTIONAL | 24 | 13 |
| 76311 | 28.0 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/76309
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.