ZIP
76360
TX · County 48485 · pop 2,692 (population)
33.5
Opportunity Index
EARLY_SIGNALNational rank #13269
Why This ZIP
ZIP 76360 ranks #13269 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 30.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 76360 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48485 — ZIP 76360 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48485 — ZIP 76360 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48485 — ZIP 76360 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 26.9 |
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 13.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 65.2 |
| Bank Institutional | 59.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#13269
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp30.6
Pulse score35.5
Signal Breakdown — 10 Categories
Vacancy
26.9
Auction / REO
—
Construction Pressure
65.2
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
59.8
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
26.9%
Bank Score
59.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76360 | 35.5 | 15.2 | 0.0 | — |
| County 48485 | 32.5 | 14.3 | 0.0 | 32.9 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76306 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 51 | 13 |
| 76309 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 47 | 13 |
| 76354 | 36.6 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 51 | 13 |
| 76301 | 35.9 | WATCHLIST | VACANCY | 41 | 13 |
| 76310 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 13 |
| 76305 | 32.8 | EARLY_SIGNAL | VACANCY | 30 | 17 |
| 76308 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 12 |
| 76367 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 76302 | 29.8 | WEAK | BANK_INSTITUTIONAL | 24 | 13 |
| 76311 | 28.0 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/76360
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.