ZIP
76424
TX · County 48429 · pop 8,626 (population)
37.0
Opportunity Index
PEAK_OPPORTUNITYNational rank #5752
Why This ZIP
ZIP 76424 ranks #5752 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 44.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 76424 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48429 — ZIP 76424 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48429 — ZIP 76424 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48429 — ZIP 76424 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.5 |
| Foreclosure / Delinquency | 25.0 |
| Vacancy | 22.4 |
▼ Top 3 Risk Signals
| Bank Institutional | 50.3 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5752
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp44.9
Pulse score31.7
Signal Breakdown — 10 Categories
Vacancy
22.4
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
54.5
Bank Institutional
50.3
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
22.4%
Bank Score
50.3
Insurance Score
0.0
Listings Discount
54.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76424 | 31.7 | 17.2 | 0.0 | 54.5 |
| County 48429 | 30.9 | 17.5 | 0.0 | 41.5 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76450 | 33.4 | EARLY_SIGNAL | VACANCY | 48 | 14 |
| 76475 | 33.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 76470 | 31.6 | EARLY_SIGNAL | VACANCY | — | 19 |
| 76464 | 30.9 | EARLY_SIGNAL | VACANCY | — | 16 |
| 76491 | 30.9 | EARLY_SIGNAL | VACANCY | — | 16 |
| 76437 | 30.6 | WEAK | VACANCY | — | 19 |
| 76429 | 27.5 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/76424
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.