ZIP
76450
TX · County 48503 · pop 12,890 (population)
33.4
Opportunity Index
EARLY_SIGNALNational rank #13520
Why This ZIP
ZIP 76450 ranks #13520 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 41.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 76450 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48503 — ZIP 76450 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48503 — ZIP 76450 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48503 — ZIP 76450 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.9 |
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 14.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 53.4 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#13520
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp41.3
Pulse score28.1
Signal Breakdown — 10 Categories
Vacancy
11.6
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
47.9
Bank Institutional
53.4
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
3.7
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
11.6%
Bank Score
53.4
Insurance Score
0.0
Listings Discount
47.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76450 | 28.1 | 14.3 | 0.0 | 47.9 |
| County 48503 | 27.4 | 14.0 | 0.0 | 35.0 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76424 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 55 | 16 |
| 76372 | 30.0 | WEAK | VACANCY | — | 14 |
| 76374 | 28.0 | WEAK | VACANCY | — | 13 |
| 76460 | 26.1 | WEAK | VACANCY | — | 10 |
| 76481 | 24.8 | WEAK | VACANCY | — | 10 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/76450
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.