ZIP
76486
TX · County 48237 · pop 1,375 (population)
38.7
Opportunity Index
OVERHEATEDNational rank #3458
Why This ZIP
ZIP 76486 ranks #3458 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 41.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 76486 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48237 — ZIP 76486 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48237 — ZIP 76486 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48237 — ZIP 76486 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 49.0 |
| Property Stress | 34.0 |
| Vacancy | 24.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 60.1 |
| Bank Institutional | 27.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#3458
PhaseOVERHEATED
Primary driverVACANCY
Capital opp41.3
Pulse score36.9
Signal Breakdown — 10 Categories
Vacancy
24.5
Auction / REO
—
Construction Pressure
60.1
FL Deep Bonus
—
Property Stress
34.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
27.5
Insurance Distress
0.0
Foreclosure / Delinquency
49.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
24.5%
Bank Score
27.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76486 | 36.9 | 38.2 | 0.0 | — |
| County 48237 | 43.2 | 38.7 | 0.0 | 16.7 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76458 | 45.5 | OVERHEATED | VACANCY | — | 45 |
| 76427 | 45.1 | OVERHEATED | VACANCY | — | 45 |
| 76459 | 43.0 | OVERHEATED | VACANCY | — | 45 |
| 76431 | 40.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 18 |
| 76230 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 44 | 29 |
| 76365 | 37.3 | OVERHEATED | VACANCY | — | 21 |
| 76389 | 35.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 76449 | 34.9 | EARLY_SIGNAL | VACANCY | — | 22 |
| 76426 | 31.0 | EARLY_SIGNAL | VACANCY | 23 | 14 |
| 76487 | 28.7 | WEAK | VACANCY | 23 | 11 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/76486
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.