ZIP
76389
TX · County 48009 · pop 1,475 (population)
35.9
Opportunity Index
EARLY_SIGNALNational rank #7593
Why This ZIP
ZIP 76389 ranks #7593 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 76389 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48009 — ZIP 76389 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48009 — ZIP 76389 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48009 — ZIP 76389 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 23.0 |
| Property Stress | 15.0 |
| Vacancy | 13.4 |
▼ Top 3 Risk Signals
| Construction Pressure | 98.3 |
| Bank Institutional | 73.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#7593
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp28.2
Pulse score41.0
Signal Breakdown — 10 Categories
Vacancy
13.4
Auction / REO
—
Construction Pressure
98.3
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
73.8
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
13.4%
Bank Score
73.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76389 | 41.0 | 17.0 | 0.0 | — |
| County 48009 | 33.0 | 14.4 | 0.0 | 22.5 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76366 | 34.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 76351 | 34.0 | EARLY_SIGNAL | VACANCY | — | 10 |
| 76360 | 33.5 | EARLY_SIGNAL | VACANCY | — | 13 |
| 76310 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 13 |
| 76308 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 12 |
| 76370 | 32.0 | EARLY_SIGNAL | VACANCY | — | 10 |
| 76302 | 29.8 | WEAK | BANK_INSTITUTIONAL | 24 | 13 |
| 76379 | 29.1 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 76374 | 28.0 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/76389
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.