ZIP
76849
TX · County 48267 · pop 3,488 (population)
40.3
Opportunity Index
PEAK_OPPORTUNITYNational rank #1947
Why This ZIP
ZIP 76849 ranks #1947 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 41.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 76849 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48267 — ZIP 76849 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48267 — ZIP 76849 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48267 — ZIP 76849 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.1 |
| Vacancy | 34.5 |
| Foreclosure / Delinquency | 29.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.0 |
| Construction Pressure | 26.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1947
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp41.8
Pulse score39.3
Signal Breakdown — 10 Categories
Vacancy
34.5
Auction / REO
—
Construction Pressure
26.1
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
47.1
Bank Institutional
61.0
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
157.5
Price Cut %
11.1%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
34.5%
Bank Score
61.0
Insurance Score
0.0
Listings Discount
47.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76849 | 39.3 | 26.9 | 0.0 | 47.1 |
| County 48267 | 38.1 | 28.4 | 0.0 | 32.0 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78631 | 34.9 | EARLY_SIGNAL | VACANCY | 14 | 29 |
| 76859 | 34.4 | EARLY_SIGNAL | VACANCY | — | 27 |
| 76854 | 32.0 | EARLY_SIGNAL | VACANCY | — | 26 |
| 76841 | 27.7 | WEAK | VACANCY | — | 15 |
| 76874 | 25.3 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/76849
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.