ZIP
76854
TX · County 48267 · pop 483 (population)
32.0
Opportunity Index
EARLY_SIGNALNational rank #17232
Why This ZIP
ZIP 76854 ranks #17232 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 76854 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48267 — ZIP 76854 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48267 — ZIP 76854 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48267 — ZIP 76854 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 48.3 |
| Foreclosure / Delinquency | 29.0 |
| Property Stress | 26.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 27.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#17232
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.7
Pulse score26.8
Signal Breakdown — 10 Categories
Vacancy
48.3
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
27.5
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
48.3%
Bank Score
27.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76854 | 26.8 | 27.2 | 0.0 | — |
| County 48267 | 38.1 | 28.4 | 0.0 | 32.0 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76849 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 47 | 26 |
| 78631 | 34.9 | EARLY_SIGNAL | VACANCY | 14 | 29 |
| 76859 | 34.4 | EARLY_SIGNAL | VACANCY | — | 27 |
| 76841 | 27.7 | WEAK | VACANCY | — | 15 |
| 76874 | 25.3 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/76854
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.