ZIP
76864
TX · County 48333 · pop 802 (population)
32.2
Opportunity Index
EARLY_SIGNALNational rank #16659
Why This ZIP
ZIP 76864 ranks #16659 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.5, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 76864 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48333 — ZIP 76864 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48333 — ZIP 76864 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48333 — ZIP 76864 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 36.0 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 21.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 33.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#16659
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.5
Pulse score28.6
Signal Breakdown — 10 Categories
Vacancy
36.0
Auction / REO
—
Construction Pressure
—
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
33.5
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
36.0%
Bank Score
33.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76864 | 28.6 | 22.0 | 0.0 | — |
| County 48333 | 34.6 | 22.6 | 0.0 | 4.9 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76853 | 42.1 | STRONG_BUY | VACANCY | 43 | 32 |
| 76531 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 54 | 23 |
| 76801 | 36.2 | EARLY_SIGNAL | VACANCY | 27 | 22 |
| 76844 | 34.6 | EARLY_SIGNAL | VACANCY | — | 22 |
| 76890 | 34.1 | EARLY_SIGNAL | VACANCY | — | 21 |
| 76870 | 32.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 76442 | 30.5 | WEAK | VACANCY | — | 17 |
| 76880 | 25.9 | WEAK | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/76864
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.