ZIP
76908
TX · County 48451 · pop 1,566 (population)
25.3
Opportunity Index
WEAKNational rank #31431
Why This ZIP
ZIP 76908 ranks #31431 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.1, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 76908 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48451 — ZIP 76908 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48451 — ZIP 76908 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48451 — ZIP 76908 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 11.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 44.6 |
| Bank Institutional | 25.5 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#31431
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp37.1
Pulse score17.5
Signal Breakdown — 10 Categories
Vacancy
—
Auction / REO
—
Construction Pressure
44.6
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
25.5
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
—%
Bank Score
25.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76908 | 17.5 | 11.4 | 0.0 | — |
| County 48451 | 30.0 | 18.8 | 0.0 | 24.2 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76945 | 36.7 | OVERHEATED | VACANCY | — | 22 |
| 76903 | 34.3 | EARLY_SIGNAL | VACANCY | 34 | 20 |
| 76905 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 76935 | 32.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 76934 | 31.8 | EARLY_SIGNAL | VACANCY | — | 20 |
| 76861 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 76901 | 31.6 | EARLY_SIGNAL | VACANCY | 28 | 19 |
| 76904 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 19 |
| 76955 | 29.1 | WEAK | VACANCY | — | 12 |
| 76940 | 28.6 | WEAK | VACANCY | — | 11 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/76908
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.