ZIP
77099
TX · County 48201 · pop 49,271 (population)
32.4
Opportunity Index
EARLY_SIGNALNational rank #16108
Why This ZIP
ZIP 77099 ranks #16108 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 77099 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48201 — ZIP 77099 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48201 — ZIP 77099 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48201 — ZIP 77099 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 28.8 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 14.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.3 |
| Construction Pressure | 52.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16108
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp33.7
Pulse score31.6
Signal Breakdown — 10 Categories
Vacancy
8.0
Auction / REO
—
Construction Pressure
52.7
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
28.8
Bank Institutional
58.3
Insurance Distress
0.0
Foreclosure / Delinquency
14.0
Top-Line Metrics
Avg DOM (days)
97.5
Price Cut %
14.0%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
8.0%
Bank Score
58.3
Insurance Score
0.0
Listings Discount
28.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 77099 | 31.6 | 18.2 | 0.0 | 28.8 |
| County 48201 | 32.5 | 18.1 | 0.0 | 38.8 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 77535 | 40.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 22 |
| 77547 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 19 |
| 77493 | 39.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 22 |
| 77336 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 48 | 19 |
| 77066 | 38.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 19 |
| 77029 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 49 | 19 |
| 77532 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 49 | 19 |
| 77345 | 38.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 19 |
| 77059 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 19 |
| 77373 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 19 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/77099
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.