ZIP
77446
TX · County 48473 · pop 6,060 (population)
36.9
Opportunity Index
OVERHEATEDNational rank #5912
Why This ZIP
ZIP 77446 ranks #5912 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 39.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 77446 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48473 — ZIP 77446 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48473 — ZIP 77446 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48473 — ZIP 77446 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 34.0 |
| Property Stress | 28.0 |
| Vacancy | 18.2 |
▼ Top 3 Risk Signals
| Construction Pressure | 77.0 |
| Bank Institutional | 28.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#5912
PhaseOVERHEATED
Primary driverVACANCY
Capital opp39.9
Pulse score34.9
Signal Breakdown — 10 Categories
Vacancy
18.2
Auction / REO
—
Construction Pressure
77.0
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
28.5
Insurance Distress
0.0
Foreclosure / Delinquency
34.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
18.2%
Bank Score
28.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 77446 | 34.9 | 30.3 | 0.0 | — |
| County 48473 | 35.5 | 24.6 | 0.0 | 39.6 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 77493 | 39.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 22 |
| 77423 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 39 | 27 |
| 77445 | 38.4 | OVERHEATED | VACANCY | 32 | 28 |
| 77484 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 26 |
| 77447 | 37.3 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 52 | 21 |
| 77355 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 18 |
| 77363 | 35.9 | EARLY_SIGNAL | VACANCY | — | 26 |
| 77494 | 34.9 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 16 |
| 77466 | 34.4 | EARLY_SIGNAL | FORECLOSURE_DELINQUENCY | — | 28 |
| 77868 | 32.7 | EARLY_SIGNAL | VACANCY | 30 | 25 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/77446
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.