ZIP
77494
TX · County 48157 · pop 137,213 (population)
34.9
Opportunity Index
WATCHLISTNational rank #9883
Why This ZIP
ZIP 77494 ranks #9883 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 42.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 77494 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48157 — ZIP 77494 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48157 — ZIP 77494 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48157 — ZIP 77494 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.1 |
| Property Stress | 16.0 |
| Foreclosure / Delinquency | 9.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 58.0 |
| Bank Institutional | 50.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9883
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp42.1
Pulse score30.1
Signal Breakdown — 10 Categories
Vacancy
4.3
Auction / REO
—
Construction Pressure
58.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
46.1
Bank Institutional
50.7
Insurance Distress
0.0
Foreclosure / Delinquency
9.0
Top-Line Metrics
Avg DOM (days)
90.3
Price Cut %
4.1%
Short-Sale Listings
31
Auction Events 90d
—
Vacancy %
4.3%
Bank Score
50.7
Insurance Score
0.0
Listings Discount
46.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 77494 | 30.1 | 14.1 | 0.0 | 46.1 |
| County 48157 | 29.9 | 12.9 | 0.0 | 41.8 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 77493 | 39.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 22 |
| 77423 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 39 | 27 |
| 77583 | 38.5 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 51 | 20 |
| 77584 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 20 |
| 77485 | 36.1 | EARLY_SIGNAL | VACANCY | 36 | 20 |
| 77417 | 35.5 | WATCHLIST | LISTINGS_DISCOUNT | 56 | 14 |
| 77489 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 14 |
| 77406 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 14 |
| 77053 | 35.1 | WATCHLIST | LISTINGS_DISCOUNT | 55 | 16 |
| 77498 | 34.8 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 14 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/77494
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.