ZIP
77498
TX · County 48157 · pop 53,092 (population)
34.8
Opportunity Index
WATCHLISTNational rank #10082
Why This ZIP
ZIP 77498 ranks #10082 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 77498 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48157 — ZIP 77498 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48157 — ZIP 77498 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48157 — ZIP 77498 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 43.0 |
| Property Stress | 14.0 |
| Vacancy | 6.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.0 |
| Construction Pressure | 59.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10082
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp36.4
Pulse score33.7
Signal Breakdown — 10 Categories
Vacancy
6.7
Auction / REO
—
Construction Pressure
59.0
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
43.0
Bank Institutional
68.0
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
98.5
Price Cut %
5.4%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
6.7%
Bank Score
68.0
Insurance Score
0.0
Listings Discount
43.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 77498 | 33.7 | 12.3 | 0.0 | 43.0 |
| County 48157 | 29.9 | 13.0 | 0.0 | 41.8 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 77493 | 39.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 22 |
| 77423 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 39 | 27 |
| 77583 | 38.6 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 51 | 20 |
| 77584 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 20 |
| 77485 | 36.1 | EARLY_SIGNAL | VACANCY | 36 | 20 |
| 77417 | 35.5 | WATCHLIST | LISTINGS_DISCOUNT | 56 | 14 |
| 77489 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 14 |
| 77406 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 14 |
| 77053 | 35.1 | WATCHLIST | LISTINGS_DISCOUNT | 55 | 16 |
| 77494 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 16 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/77498
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.