ZIP
77984
TX · County 48285 · pop 4,630 (population)
44.5
Opportunity Index
STRONG_BUYNational rank #335
Why This ZIP
ZIP 77984 ranks #335 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 46.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 77984 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48285 — ZIP 77984 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48285 — ZIP 77984 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48285 — ZIP 77984 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.0 |
| Foreclosure / Delinquency | 44.0 |
| Property Stress | 31.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 56.3 |
| Construction Pressure | 43.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#335
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp46.5
Pulse score43.1
Signal Breakdown — 10 Categories
Vacancy
19.6
Auction / REO
—
Construction Pressure
43.2
FL Deep Bonus
—
Property Stress
31.0
HOA / Federal Liens
—
Listings Discount
54.0
Bank Institutional
56.3
Insurance Distress
0.0
Foreclosure / Delinquency
44.0
Top-Line Metrics
Avg DOM (days)
7.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
19.6%
Bank Score
56.3
Insurance Score
0.0
Listings Discount
54.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 77984 | 43.1 | 34.5 | 0.0 | 54.0 |
| County 48285 | 41.1 | 28.5 | 0.0 | 22.7 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 77975 | 41.6 | STRONG_BUY | VACANCY | 44 | 26 |
| 77995 | 40.7 | PEAK_OPPORTUNITY | VACANCY | 42 | 24 |
| 78956 | 38.8 | OVERHEATED | VACANCY | — | 23 |
| 77964 | 38.0 | OVERHEATED | VACANCY | — | 26 |
| 78941 | 36.9 | OVERHEATED | VACANCY | — | 24 |
| 77987 | 36.0 | EARLY_SIGNAL | VACANCY | — | 26 |
| 77986 | 30.2 | WEAK | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/77984
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.