ZIP
78013
TX · County 48259 · pop 5,305 (population)
29.0
Opportunity Index
WEAKNational rank #24959
Why This ZIP
ZIP 78013 ranks #24959 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 26.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 78013 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48259 — ZIP 78013 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48259 — ZIP 78013 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48259 — ZIP 78013 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 21.0 |
| Foreclosure / Delinquency | 21.0 |
| Vacancy | 17.4 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.1 |
| Construction Pressure | 13.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#24959
PhaseWEAK
Primary driverVACANCY
Capital opp26.6
Pulse score30.6
Signal Breakdown — 10 Categories
Vacancy
17.4
Auction / REO
—
Construction Pressure
13.6
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
11.5
Bank Institutional
61.1
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
17.4%
Bank Score
61.1
Insurance Score
0.0
Listings Discount
11.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78013 | 30.6 | 22.1 | 0.0 | 11.5 |
| County 48259 | 32.8 | 22.3 | 0.0 | 29.3 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78015 | 39.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 22 |
| 78624 | 37.2 | OVERHEATED | VACANCY | 20 | 33 |
| 78606 | 34.8 | EARLY_SIGNAL | VACANCY | 29 | 23 |
| 78070 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 19 |
| 78006 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 26 | 22 |
| 78027 | 31.0 | EARLY_SIGNAL | VACANCY | — | 22 |
| 78004 | 26.9 | WEAK | BANK_INSTITUTIONAL | — | 22 |
| 78074 | 23.4 | WEAK | BANK_INSTITUTIONAL | — | 12 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/78013
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.