ZIP
78606
TX · County 48031 · pop 6,977 (population)
34.8
Opportunity Index
EARLY_SIGNALNational rank #10107
Why This ZIP
ZIP 78606 ranks #10107 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 33.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 78606 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48031 — ZIP 78606 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48031 — ZIP 78606 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48031 — ZIP 78606 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 30.0 |
| Listings Discount | 29.2 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.0 |
| Construction Pressure | 30.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10107
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp33.7
Pulse score35.5
Signal Breakdown — 10 Categories
Vacancy
16.3
Auction / REO
—
Construction Pressure
30.1
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
29.2
Bank Institutional
63.0
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
118.4
Price Cut %
5.4%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
16.3%
Bank Score
63.0
Insurance Score
0.0
Listings Discount
29.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78606 | 35.5 | 24.8 | 0.0 | 29.2 |
| County 48031 | 36.8 | 25.0 | 0.0 | 28.4 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78669 | 38.3 | OVERHEATED | VACANCY | 32 | 24 |
| 78636 | 37.5 | OVERHEATED | VACANCY | 28 | 24 |
| 78676 | 36.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 22 |
| 78070 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 19 |
| 78635 | 33.2 | EARLY_SIGNAL | VACANCY | — | 17 |
| 78663 | 32.8 | EARLY_SIGNAL | VACANCY | — | 23 |
| 78620 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 20 | 22 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/78606
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.