ZIP
78635
TX · County 48031 · pop 83 (population)
33.2
Opportunity Index
EARLY_SIGNALNational rank #14022
Why This ZIP
ZIP 78635 ranks #14022 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 36.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 78635 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48031 — ZIP 78635 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48031 — ZIP 78635 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48031 — ZIP 78635 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 71.9 |
| Foreclosure / Delinquency | 33.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 70.0 |
| Bank Institutional | 32.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#14022
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp36.9
Pulse score30.7
Signal Breakdown — 10 Categories
Vacancy
71.9
Auction / REO
—
Construction Pressure
70.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
32.5
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
71.9%
Bank Score
32.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78635 | 30.7 | 19.8 | 0.0 | — |
| County 48031 | 36.8 | 25.0 | 0.0 | 28.4 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78669 | 38.3 | OVERHEATED | VACANCY | 32 | 24 |
| 78636 | 37.5 | OVERHEATED | VACANCY | 28 | 24 |
| 78676 | 36.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 22 |
| 78606 | 34.8 | EARLY_SIGNAL | VACANCY | 29 | 23 |
| 78070 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 19 |
| 78663 | 32.8 | EARLY_SIGNAL | VACANCY | — | 23 |
| 78620 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 20 | 22 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/78635
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.