ZIP
78022
TX · County 48297 · pop 4,694 (population)
39.7
Opportunity Index
PEAK_OPPORTUNITYNational rank #2443
Why This ZIP
ZIP 78022 ranks #2443 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 39.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 78022 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48297 — ZIP 78022 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48297 — ZIP 78022 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48297 — ZIP 78022 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 43.0 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 64.1 |
| Construction Pressure | 50.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2443
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp39.0
Pulse score40.2
Signal Breakdown — 10 Categories
Vacancy
22.6
Auction / REO
—
Construction Pressure
50.0
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
43.0
Bank Institutional
64.1
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
140.0
Price Cut %
12.5%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
22.6%
Bank Score
64.1
Insurance Score
0.0
Listings Discount
43.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78022 | 40.2 | 24.2 | 0.0 | 43.0 |
| County 48297 | 40.0 | 25.9 | 0.0 | 49.9 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78102 | 44.1 | STRONG_BUY | VACANCY | 55 | 27 |
| 78372 | 43.5 | STRONG_BUY | VACANCY | 44 | 28 |
| 78368 | 42.9 | STRONG_BUY | VACANCY | 59 | 24 |
| 78118 | 42.1 | STRONG_BUY | VACANCY | 59 | 16 |
| 78119 | 41.9 | STRONG_BUY | VACANCY | 55 | 21 |
| 78071 | 41.5 | STRONG_BUY | VACANCY | 50 | 23 |
| 78383 | 41.2 | STRONG_BUY | VACANCY | 53 | 24 |
| 78008 | 33.6 | EARLY_SIGNAL | VACANCY | — | 19 |
| 78075 | 31.6 | EARLY_SIGNAL | VACANCY | — | 23 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/78022
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.