ZIP
78102
TX · County 48025 · pop 27,000 (population)
44.1
Opportunity Index
STRONG_BUYNational rank #389
Why This ZIP
ZIP 78102 ranks #389 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 45.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 78102 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48025 — ZIP 78102 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48025 — ZIP 78102 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48025 — ZIP 78102 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.5 |
| Foreclosure / Delinquency | 44.0 |
| Property Stress | 27.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.5 |
| Construction Pressure | 56.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#389
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp45.7
Pulse score43.0
Signal Breakdown — 10 Categories
Vacancy
19.1
Auction / REO
—
Construction Pressure
56.8
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
54.5
Bank Institutional
57.5
Insurance Distress
0.0
Foreclosure / Delinquency
44.0
Top-Line Metrics
Avg DOM (days)
44.1
Price Cut %
3.8%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
19.1%
Bank Score
57.5
Insurance Score
0.0
Listings Discount
54.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78102 | 43.0 | 32.1 | 0.0 | 54.5 |
| County 48025 | 41.7 | 31.3 | 0.0 | 52.8 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78146 | 42.8 | STRONG_BUY | VACANCY | 54 | 28 |
| 78389 | 42.4 | STRONG_BUY | VACANCY | 53 | 28 |
| 78119 | 41.9 | STRONG_BUY | VACANCY | 55 | 21 |
| 78387 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 45 | 26 |
| 78125 | 36.6 | OVERHEATED | VACANCY | — | 28 |
| 78104 | 34.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 78142 | 34.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 78162 | 34.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 78145 | 32.7 | EARLY_SIGNAL | VACANCY | — | 21 |
| 78391 | 30.2 | WEAK | BANK_INSTITUTIONAL | — | 21 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/78102
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.