ZIP
78387
TX · County 48409 · pop 9,604 (population)
38.7
Opportunity Index
PEAK_OPPORTUNITYNational rank #3458
Why This ZIP
ZIP 78387 ranks #3458 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 44.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 78387 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48409 — ZIP 78387 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48409 — ZIP 78387 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48409 — ZIP 78387 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.9 |
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 43.8 |
| Construction Pressure | 37.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3458
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp44.3
Pulse score35.0
Signal Breakdown — 10 Categories
Vacancy
16.6
Auction / REO
—
Construction Pressure
37.7
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
44.9
Bank Institutional
43.8
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
114.4
Price Cut %
8.3%
Short-Sale Listings
6
Auction Events 90d
—
Vacancy %
16.6%
Bank Score
43.8
Insurance Score
0.0
Listings Discount
44.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78387 | 35.0 | 27.8 | 0.0 | 44.9 |
| County 48409 | 36.5 | 26.3 | 0.0 | 47.4 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78390 | 43.4 | STRONG_BUY | VACANCY | 60 | 25 |
| 78368 | 42.8 | STRONG_BUY | VACANCY | 59 | 24 |
| 78370 | 39.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 25 |
| 78362 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 25 |
| 78374 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 49 | 25 |
| 78336 | 37.6 | PEAK_OPPORTUNITY | VACANCY | 39 | 24 |
| 78359 | 31.6 | EARLY_SIGNAL | VACANCY | — | 25 |
| 78352 | 29.3 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/78387
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.