ZIP
78374
TX · County 48409 · pop 20,152 (population)
39.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #2653
Why This ZIP
ZIP 78374 ranks #2653 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 44.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 78374 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48409 — ZIP 78374 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48409 — ZIP 78374 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48409 — ZIP 78374 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 49.4 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 49.9 |
| Construction Pressure | 37.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2653
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp44.9
Pulse score35.9
Signal Breakdown — 10 Categories
Vacancy
13.6
Auction / REO
—
Construction Pressure
37.5
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
49.4
Bank Institutional
49.9
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
112.7
Price Cut %
8.4%
Short-Sale Listings
6
Auction Events 90d
—
Vacancy %
13.6%
Bank Score
49.9
Insurance Score
0.0
Listings Discount
49.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78374 | 35.9 | 26.4 | 0.0 | 49.4 |
| County 48409 | 36.5 | 26.3 | 0.0 | 47.4 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78390 | 43.4 | STRONG_BUY | VACANCY | 60 | 25 |
| 78368 | 42.8 | STRONG_BUY | VACANCY | 59 | 24 |
| 78370 | 39.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 25 |
| 78362 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 25 |
| 78387 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 45 | 25 |
| 78336 | 37.6 | PEAK_OPPORTUNITY | VACANCY | 39 | 24 |
| 78359 | 31.6 | EARLY_SIGNAL | VACANCY | — | 25 |
| 78352 | 29.3 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/78374
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.